Go Live Fast
Launch tailored payment flows in new markets, with minimal development needed. With visual workflows and drag-and-drop automation, your team can build and deploy payment logic in minutes. Operate seamlessly across 140+ countries and 200+ currencies, simply adapting to every product and market.
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Built for How Modern Businesses Grow
Maximize Payment Acceptance
Intelligent routing ensures more transactions succeed, even when your primary PSP fails.
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Connectors (100+ PSPs)
Transaction Re-Route
Unified Checkout
Optimize Revenue
Capture every opportunity and reduce payment friction with advanced payment features.
Reserve & Capture Payments
Recurring Payments
Payment Links
Minimize Risk & Fraud
Enterprise-grade security and fraud prevention built into every transaction.
Fraud Prevention & 3DS
Secure Vault & PCI-DSS
Network Tokenization
Payment Intelligence
Unified view of all your payment data with actionable insights in real-time.
Unified Analytics
Real-time Monitoring
Custom Reports
From Complex to Simple in 3 Easy Steps
01
Connect
Integrate your existing PSPs in minutes
No code required with pre-built connectors
02
Configure
Set smart routing rules based on your
business logic
Studio Plug & Play Setup
03
Orchestrate
Sit back as Apaya optimizes every transaction
Real-time routing with automatic failover
One API To Orchestrate It All
From checkout to reconciliation, get the features you need to accept more payments, reduce costs, and stay in control.
Reserve & Capture Payments
Recurring Payments
Payment Links
PCI-DSS Secure Vault
Fraud Prevention
Tokenisation
Unified Checkout
Transaction Routing
Unified Analytics
Payment Processor Agnostic
Developer Experience That Engineers Love
Powerful APIs, comprehensive docs, and sandbox environment
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RESTful API
{
"order": {
"passThrough": "ExamplePassThroughID",
"productId": 93000000,
"paymentFrequencyId": 1,
"langCountry": "en-ae",
"totalAmount": 8,
"isTaxIncluded": true
},
"payment": {
"providerId": 1003,
"paymentTypeId": 3,
"credentials": {
"userConsenttoken": "jNy)xPrV)xxw-CUCqIq599Ma2vgCSdLJJebJ1ng)dddex__QYEKIzkNjnY99TovLv1jNXSRvbKXPImf1vPLLey)xxe%3d"
}
}
}
Complete integration in 15 minutes
Webhooks & Events
POST /webhooks/payment
{
"event": "payment.success",
"transaction_id": "tx_123",
"amount": 10000
}
Stay in sync automatically
Sandbox Environment
// Test Mode Active
✓ Full PSP simulation
✓ No real charges
✓ Instant testing
Test without risk
WHY APAYA?
Built For MENA, Designed For Growth
Apaya empowers businesses to scale faster with pre-built local and global connectors, no-code automation, and intelligent routing that boosts approvals and cuts costs. With PCI-DSS compliance, tokenisation, and a Secure Vault built in, you get enterprise-grade security — all managed through one powerful, unified dashboard.
