Shopping should be all fun, no stress. With Tamara, you can split your payments – totally interest-free. We are a buy-now-pay-later fintech with big dreams and the fierce ambition and drive to achieve them. At Tamara, we work around the clock to design financial solutions that have your best interests in mind. Our ultimate goal is to give everyone the chance to shop without worrying about big payments, hidden fees or interest.

Learn more!

Visit to learn more.

Visit website

Cape Town • Dubai • London

Apaya empowers merchants with 1 super API to easily connect with partners in payments, eCommerce, logistics, and more — at scale.