Empowering Merchants.
We believe every Merchant – irrespective of size, capital or location – should be free to offer their customers a world-class payment experience, using the best fintech services for them.


Build.
Build intelligent workflows with conditional filters to optimise the performance of each transaction.

Enrich.
Not just payments. Add innovative SaaS products from many categories such as fraud, identity and communications and easily control your commerce operations.
We give Merchants the freedom to grow their business, without limitation.
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🛠️ Build. Measure. Optimize.
Instantly build and deploy new workflows. Measure, analyze, and optimise in real-time.
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🔐 Secure & Versatile Vault.
Store customer data and card details in our PCI Compliant vault – removing the processor ‘lock-in.’
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♥️ Reach New Customers.
Immediately launch new payment methods and expand into new markets.
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✨ Integrated Payment Stack.
Easily integrate your payment stack into your commerce operations with non-payment Connectors.
Our solution frees merchants to build the optimal payment experience without delays, compromise, or excessive costs.
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✏️ Apaya Studio
Our no-code environment where Merchants easily build automated Workflows.
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🛒 Apaya Checkout
A Checkout experience easily deployable across multiple channels (mobile, web, eCommerce, etc.)
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💰 Apaya Marketplace
A listing of leading technology providers specialising in payments, identity, fraud, and more.
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📈 Apaya Dashboard
Data visualisation tools enabling centralised services e.g. black listing, risk management, and more.
Register now for a 30-day free trial. Or request a demo!
Add unlimited connectors. Build unlimited workflows. Process unlimited transactions.
No credit card required!
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Cape Town • Dubai • London
Apaya empowers merchants with 1 super API to easily connect with partners in payments, eCommerce, logistics, and more — at scale.