Empowering Merchants.

We believe every Merchant – irrespective of size, capital or location – should be free to offer their customers a world-class payment experience, using the best fintech services for them.


No more integrations. Just add your credential and set up Connectors instantly.

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Build intelligent workflows with conditional filters to optimise the performance of each transaction.

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Not just payments. Add innovative SaaS products from many categories such as fraud, identity and communications and easily control your commerce operations.

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We give Merchants the freedom to grow their business, without limitation.

  • 🛠️ Build. Measure. Optimize.

    Instantly build and deploy new workflows. Measure, analyze, and optimise in real-time.

  • 🔐 Secure & Versatile Vault.

    Store customer data and card details in our PCI Compliant vault – removing the processor ‘lock-in.’

  • ♥️ Reach New Customers.

    Immediately launch new payment methods and expand into new markets.

  • ✨ Integrated Payment Stack.

    Easily integrate your payment stack into your commerce operations with non-payment Connectors.

Our solution frees merchants to build the optimal payment experience without delays, compromise, or excessive costs.

  • ✏️ Apaya Studio

    Our no-code environment where Merchants easily build automated Workflows.

  • 🛒 Apaya Checkout

    A Checkout experience easily deployable across multiple channels (mobile, web, eCommerce, etc.)

  • 💰 Apaya Marketplace

    A listing of leading technology providers specialising in payments, identity, fraud, and more.

  • 📈 Apaya Dashboard

    Data visualisation tools enabling centralised services e.g. black listing, risk management, and more.

Register now for a 30-day free trial. Or request a demo!

Add unlimited connectors. Build unlimited workflows. Process unlimited transactions.

No credit card required!

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Cape Town • Dubai • London

Apaya empowers merchants with 1 super API to easily connect with partners in payments, eCommerce, logistics, and more — at scale.